Honest math on renting + investing vs buying. Accounts for property tax, maintenance, and opportunity cost.
Compare the true cost of renting vs buying including property tax, insurance, maintenance, and investment opportunity cost.
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Neither. Most calculators are biased toward buying because they ignore the opportunity cost of the down payment. Ours models both paths honestly — the renter invests the difference, the buyer builds equity, and both sides invest any monthly surplus.
Mortgage P&I, property tax (scales with home appreciation), insurance, maintenance, HOA, PMI (auto-cancels at 80% LTV), closing costs for buying and selling, and the renter's investment returns on the down payment.