See how a raise today becomes $500K+ over 20 years when invested. The tool that makes you negotiate.
Calculate the compound impact of a salary increase over your career. See how negotiating today changes your wealth trajectory.
Get access to all premium financial simulators, save up to 10 scenarios per tool, and shareable scenario links.
Starting at $7.99/month · Cancel anytime
You enter your current salary, raise amount, expenses, portfolio, and investment assumptions. The simulator runs two parallel FIRE timelines — one where you negotiate and one where you don't — then shows you the difference in months of retirement and lifetime wealth.
The cost of silence is the total wealth gap between negotiating a raise and not negotiating, compounded over your career. A $10K raise today can become $500K+ over 20 years when you invest the difference.