Compare two job offers on true total compensation — salary, bonus, RSUs, 401k match, and benefits.
Annual base salary before taxes
Yearly bonus as a percentage of base salary
Total equity grant value, vesting over 4 years
Employer 401k match as % of your contribution
Yearly value of health insurance, perks, etc.
One-time payment received when starting
Annual base salary before taxes
Yearly bonus as a percentage of base salary
Total equity grant value, vesting over 4 years
Employer 401k match as % of your contribution
Yearly value of health insurance, perks, etc.
One-time payment received when starting
Your combined federal + state marginal tax rate
| Label | Lower Offer | Winner Excess |
|---|---|---|
| Y1 | 101,750 | 16,700 |
| Y2 | 94,750 | 20,200 |
| Y3 | 94,750 | 20,200 |
| Y4 | 94,750 | 20,200 |
| Y5 | 86,000 | 14,950 |
Offer B pays $92,250 more over 5 years after tax.
The biggest component gap is base salary: $10,000/yr.
At 30% marginal tax, you take home $564,250 from Offer B vs $472,000 from the other.
Total compensation estimates. RSUs vest evenly over 4 years at grant value — stock price changes not modeled. Year 5 assumes no refresh grant. Tax applied as flat marginal rate to taxable comp (base, bonus, RSUs, signing bonus); 401k match and benefits shown pre-tax. Not financial advice.